About

We bridge the gap between businesses and banking infrastructure.

A neutral, technology-first aggregator — not a bank, not a payment service provider.

Multi-rail
Coordination
Client
SUPPORT WORKFLOWS
Structured
OPERATING MODEL

Our story

A technology layer between you and the world's banking partners.

ForgeRock was founded by operators who spent years wrestling with multi-bank relationships, fragmented compliance regimes and the long procurement cycles that slow down every fintech, marketplace and platform business.

We built ForgeRock to compress that complexity. We are not a bank, we are not a payment service provider, and we never hold client funds. We are a neutral technology aggregator that sources the right card and payment programs from licensed institutions — and builds the connective tissue that makes them work together.

Today, ForgeRock operates as a technology and operational support layer for businesses working with payment-related, card-related and e-commerce workflows, helping coordinate documentation, onboarding, technical setup and provider communication where applicable.

Mission & Values

Principles that shape every engagement.

Neutrality

We don't favor any one provider. We find what works for your business model.

Transparency

Clear terms, no hidden fees, no conflicts of interest with partner banks.

Technical Depth

We speak the language of both banks and developers — and translate between them.

Speed

We compress months of procurement, contracting and integration into a matter of weeks.

What we support

Structured support for payment-related workflows.

Operational coordination

Support for documentation, onboarding, client communication and provider-side coordination where applicable.

Technology support

APIs, dashboards, integration workflows and internal tools for business and payment-related operations.

Third-party provider access support

Coordination of access to third-party providers, subject to onboarding, due diligence and separate agreements.

Trust & compliance

Neutral by design, regulated by partnership.

ForgeRock itself is not a regulated entity. Every regulated activity in the stacks we orchestrate is performed by licensed partners — and we hold the operational standards that make those partnerships work.

Partner due diligence

Every banking and PSP partner is vetted for licensing, AML programs, financial standing and operational maturity before we route a single transaction.

Contractual transparency

Disclosed fees, no undisclosed mark-ups on partner pricing, and clear scope-of-service agreements on every engagement.

Data protection

GDPR-aligned data handling, scoped access controls, encrypted transport and at-rest storage across every customer-facing surface we build.

Cross-border ready

Working knowledge of UK, EEA, Switzerland, MENA, LATAM and APAC regulatory regimes — and the partners licensed to operate in each.